Speedlists are competitive multiplayer tournaments in Need for Speed: Payback and pits up to 8 players against each other through a series of events.
Each Speedlist has a set number of events that players participate in with the finishing position of each player adding points towards a group tournament standing. The player with the most points after the final event in a Speedlist is the winner.
Loadout
Entering a Speedlist requires a player to select three of their own vehicles as their Loadout for that Speedlist's series of events. A Loadout must include a race, an off-road and drift class vehicle that the player has created themself.
Upon selecting both vehicles for a Loadout, players will enter matchmaking and be placed against others with a similar Performance Level as their selected vehicles.
Matchmaking
There are two available options for matchmaking;
- Casual - Player vs. player with similar Performance Level vehicles.
- Ranked - Player vs. Player with similar Performance Level vehicles and Multiplayer Rank.
Casual and Ranked Speedlists both offer rewards, but Ranked events can change a player's Multiplayer Rank.
Voting
Each player can vote on one of two options for the next event in their current Speedlist, but all players have a set number of votes they can cast for the duration of a Speedlist.
Lower scoring players will have more available votes to place than higher scoring players.
Multiplayer Ranks
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| Unranked | Student Driver | |
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| Sunday Driver 1 | Sunday Driver 2 | Sunday Driver 3 |
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| Joy Rider 1 | Joy Rider 2 | Joy Rider 3 |
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| Street Racer 1 | Street Racer 2 | Street Racer 3 |
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| Pro Wheelman 1 | Pro Wheelman 2 | Pro Wheelman 3 |
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| Champion | Master | Legend |
Rewards
Participating in Speedlists will reward players with additional performance parts, REP, and bank. The amount of bank and REP awarded increases with a higher finishing position.
Bank
The amount of bank earned is dependant on the player's finishing position after the final event in the Speedlist has concluded.
REP
An additional amount of reputation is awarded depending on the player's finishing position after the final event in the Speedlist has concluded, but any reputation earned through driving during the Speedlist is added to the player's reputation level as the action occurs.
Underdog Bonus
The Underdog Bonus is an active perk only applied in Ranked Speedlists that will reward a player with additional REP if they're competing with an underpowered vehicle compared to their competition.
Performance Parts
Every player has a chance of winning a performance part whilst participating in a Speedlist regardless of their finishing position at the end of a Speedlist. The chance of winning a performance part, however, increases with a higher finishing position.